Vantage Point is dedicated to expressing the investment approach and views of Fifth Set Investment Advisors.

Passing Shots Blog

A variety of thoughts, ideas, views on and reactions to the world of personal finance and investing.

Coronavirus Pandemic – A Reality Check on Life and Disability Insurance May 19, 2020 - The Coronavirus outbreak is a difficult yet eye-opening experience, and a reality check for our financial health. It is a reminder that it does not matter how well life appears to be going, bad events might happen, and that is why risk management is always  ...read more »
Coronavirus Pandemic Market Meltdown: Shouldn’t the Market be Lower Than It Is? April 28, 2020 - From February 20th, 2020 through March 23rd, 2020, the S&P 500 plummeted 34%. Concerns about the human and economic impact of the Coronavirus drove stock prices to down at a historic pace. Since then, in the U.S., we have seen tens of thousands lose their  ...read more »
The Coronavirus Market Correction – Two Ways to Place Volatility in Context – An Update March 31, 2020 - Since our March 9th note placing current market volatility in context, the market, as measured by the S&P 500, has continued to see major swings in both directions.  S&P 500 daily losses of 4.9%, 9.5%, 12%, 5.2% and 4.3% have occurred as well as daily  ...read more »

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Fifth Set Investment Articles

Larchmont Living – Six Key Questions for the Long-Term Investor

Larchmont Living – When Interest Rates Go Up, Do Stocks Go Down?

Larchmont Living – What’s in a Name? Five Questions to Ask Your Financial Advisor to Find Out

Larchmont Living – New York Direct 529 Plan Updates

Larchmont Living – The Market is Up (a Lot)…Should That Change How We Invest?

Larchmont Living – Return Factors – Using Academic Research to Achieve Higher Portfolio Returns

Larchmont Living – Hold or Diversify: The Low Cost Basis Stock Conundrum

Larchmont Living – A Critical Portfolio Construction Concept: Dollar Downside Risk

Larchmont Living – Do Advisor-Sold 529 Plans Earn Their Fees?

Larchmont Living – The Impact of Volatility on Wealth

Larchmont Living – Keep Your Eye on the Ball

Larchmont Living – Asset Class Returns: The Ultimate Cliffhanger

Larchmont Living – Appreciating Uncertainty: Elections, Investing and Setting Expectations for the Future

Larchmont Living – 1988-2015 – A Review of Global Asset Class Investing – Benefits and Risks

Larchmont Living – A Five-Point Pre-Election Day Portfolio Checklist

Larchmont Living – What is Your Number?

Larchmont Living – Evaluating Money Manager Skill – A Matter of Persistence

Larchmont Living – Rebalancing: A Return Enhancer, Risk Reducer, Both or Neither?

Larchmont Living – A Better College Funding Strategy Without 529 Plans – The Generous Grandparent Scenario

Larchmont Living – 529 Plans: Three Do’s and Don’ts to Help Navigate These College Savings Plans

Larchmont Living – Why Bother with Bonds?

Larchmont Living – Reduce the Tax Pain with Four Tax Efficient Investing Strategies

Larchmont Living – High Volatility, High Anxiety…Five Ideas for Successfully Managing Market Volatility

Additional Resources

A collection of third party videos, articles, white papers, and books that deepen the understanding of the Fifth Set concepts.

Dimensional Fund Advisor Videos

Power of Markets

Can You Predict a Good Time to Buy and Sell Stocks?

A Foundation Built on Great Ideas – Introduction to Dimensional

Know the Animal

How We Design Portfolios

SPIVA® – S&P Dow Jones Indices Index Vs Active

SPIVA® U.S. Year-End 2016

Persistence Scorecard Year-End 2016

Papers/Articles

Murder on the Orient Express
– Ellis

Determinants of Portfolio Performance
– Brinson, Hood, Beebower

The Arithmetic of Active Management
– Sharpe

The Arithmetic of Investment Expenses
– Sharpe

What Stock to Buy? Hey, Mom, Don’t Ask Me – Mankiw,
New York Times

Books

The Wisdom of Crowds
– James Surowiecki

The Investor’s Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between
– William J. Bernstein

Asset Allocation: Balancing Financial Risk
– Roger C. Gibson

Winning the Loser’s Game, 6th edition: Timeless Strategies for Successful Investing
– Charles Ellis