Who are our clients?

Our clients are young professionals and business owners with myriad needs, from managing multiple retirement plans and IRAs to saving for college to equity compensation planning, while juggling busy lives. They are looking for a smart, structured investment plan, an understanding of the various strategies available to them and quality advice on their specific financial challenges.

How we help – The Fifth Set Program

We create a structured process for our clients that, like training for sport, moves clients toward their goals as they move through the program.

  • PHASE 1: Assess — We assess your current situation and future goals, discuss your pain points and the areas you’d like to improve. We analyze your investment portfolios, retirement and college funding plans, estate planning strategies and insurance contracts as well as auto and real estate finances.
  • PHASE 2: Plan — We develop goals in each of these areas and create an Action Item list that addresses the pain points and sets priorities.
  • PHASE 3: Act — We work through the Action Items together as we improve your investment and financial strategies.
  • PHASE 4: Review — We review, evaluate and adjust the plan in a continuous process. This ongoing process ensures clients have the best solutions today and in the future as their lives evolve, they confront new challenges and require new strategies to address them.

As part of The Fifth Set Program, we coordinate the activities of related specialists such as CPAs, estate planning attorneys, mortgage bankers and insurance advisors and act as an independent voice for our clients in which we ensure the best solutions are implemented.


Investment Management

We combine a variety of analytical tools and research with an extensive academic and practitioner background in finance and statistics to develop and manage client portfolios.

For more information about our investment philosophy, please explore the resources available in the Vantage Point section of the website.



Investment Principles

Following are the core Fifth Set investment principles with which we design and implement client portfolios.

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